Spending · subcategory
Disaster relief and insurance
FEMA disaster relief and flood insurance. Part of Community & regional development. FY2025 net outlays: $62.8B, 76% of the category and 0.90% of all federal spending. The largest program is FEMA Disaster Relief Fund ($48.2B).
$62.8B
FY2025 net outlays
76%
of Community & regional development
−8.7%
change from FY2024 ($68.7B)
13
programs (accounts) with FY2025 spending
Every program
13 accounts with FY2025 spending in Disaster relief and insurance, largest first. Hover or tap a bar for details.
Mandatory (set by standing law)Discretionary (set by yearly appropriations)
How the total adds up
| Programs (the 13 accounts above) | $72.5B |
| Offsets: premiums, fees, loan repayments, and other collections (4 accounts) | −$9.68B |
| Net outlays, matching OMB Historical Table 3.2 | $62.8B |
The largest offsets
| Disaster Loan Program, Downward Reestimates of Subsidies Small Business Administration | −$8.64B |
| Fees, National Flood Insurance Reserve Fund Department of Homeland Security | −$1.03B |
| Radiological Emergency Preparedness Program Federal Emergency Management Agency | −$5M |
| Operations and Support Cybersecurity and Infrastructure Security Agency | −$4M |
All programs, sortable
Sparklines show each program in 2025 dollars, FY2000–2025.
| Program | Type | FY2024 | FY2025 | Change | FY2000–2025 |
|---|---|---|---|---|---|
| FEMA Disaster Relief Fund Federal Emergency Management Agency | Discretionary | $29.5B | $48.2B | +64% | |
| Disaster Loans Program Account Small Business Administration | Mandatory | $34.1B | $9.50B | −72% | |
| National Flood Insurance Reserve Fund Federal Emergency Management Agency | Mandatory | $302M | $3.79B | +1156% | |
| National Flood Insurance Fund Federal Emergency Management Agency | Mandatory | −$418M | $3.56B | n/a | |
| Federal Assistance Federal Emergency Management Agency | Discretionary | $3.46B | $3.54B | +2.3% | |
| Hermit's Peak/Calf Canyon Fire Assistance Account Federal Emergency Management Agency | Discretionary | $1.49B | $1.77B | +19% | |
| Operations and Support Federal Emergency Management Agency | Discretionary | $1.42B | $1.40B | −1.4% | |
| Emergency Conservation Program Farm Service Agency | Discretionary | $136M | $360M | +165% | |
| Emergency Forest Restoration Program Farm Service Agency | Discretionary | $17M | $144M | +747% | |
| Procurement, Construction, and Improvements Federal Emergency Management Agency | Discretionary | $101M | $67M | −34% | |
| Disaster Assistance Direct Loan Program Account Federal Emergency Management Agency | Discretionary | $41M | $63M | +54% | |
| National Pre-disaster Mitigation Fund Federal Emergency Management Agency | Discretionary | $7M | $5M | −29% | |
| Flood Hazard Mapping and Risk Analysis Program Federal Emergency Management Agency | Discretionary | $1M | $1M | +0.0% |
Disaster relief and insurance since 1993
Net outlays in 2025 dollars, fiscal years 1993–2025.