Spending · subcategory

Deposit insurance

Federal deposit insurance. Part of Commerce & housing credit. FY2025 net outlays: −$32.2B. The largest program is Office of the Inspector General ($48M).

−$32.2B
FY2025 net outlays
n/a
of Commerce & housing credit
n/a
change from FY2024 ($36.3B)
2
programs (accounts) with FY2025 spending

Every program

2 accounts with FY2025 spending in Deposit insurance, largest first. Hover or tap a bar for details.

Discretionary (set by yearly appropriations)
Office of the Inspector GeneralFDIC_Office of Inspector General
$48M
Community Development Revolving Loan FundNational Credit Union Administration
$2M

How the total adds up

Programs (the 2 accounts above)$50M
Offsets: premiums, fees, loan repayments, and other collections (6 accounts)−$32.2B
Net outlays, matching OMB Historical Table 3.2−$32.2B
The largest offsets
Deposit Insurance Fund
Deposit Insurance
−$31.2B
Credit Union Share Insurance Fund
National Credit Union Administration
−$931M
FSLIC Resolution Fund
FSLIC Resolution
−$49M
Central Liquidity Facility
National Credit Union Administration
−$46M
Assessment Funds
Comptroller of the Currency
−$14M
Operating Fund
National Credit Union Administration
−$7M

All programs, sortable

Sparklines show each program in 2025 dollars, FY2000–2025.

ProgramTypeFY2024FY2025ChangeFY2000–2025
Office of the Inspector General
FDIC_Office of Inspector General
Discretionary$48M$48M+0.0%
Community Development Revolving Loan Fund
National Credit Union Administration
Discretionary$1M$2M+100%

Deposit insurance since 1993

Net outlays in 2025 dollars, fiscal years 1993–2025.

−$100B −$50B $0 $50B $100B Clinton Bush Obama Trump I Biden 1995 2000 2005 2010 2015 2020 2025
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